![]() The actual amount you may be able to borrow will be determined after you apply. Closing costs, unpaid taxes and escrow balances may also affect the total cash-out available at closing. This doesn’t include home equity lines of credit or other liens. It’s based on a percentage of your estimated home value minus the amount of your first mortgage. Refinance only:Ĭash-out: The available cash-out amount provided is only an estimate. The APR may increase after the loan closes. ![]() At the end of the fixed-rate period, the interest and payments may increase according to future index rates. Please contact a Chase Home Lending Advisor for details.ĪRM: For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. For loan amounts greater than $3MM (or $2MM for investment properties), customers must meet additional post-closing asset requirements to qualify. Other restrictions and limitations may apply.Īdditional Assets: Jumbo loans available up to $9.5 million. If required, you must have enough money set aside after closing to make up to 30 consecutive monthly mortgage payments, including PITIA.įor loans over $3,000,000: You're required to have liquid assets of either $1,000,000 or 30% of the loan amount, whichever is greater. Reserves: Minimum reserves of up to 30 months of principal, interest, taxes, insurance, and any additional assessments (PITIA) may be required. Loan terms may vary based on your actual credit score. Keep in mind: A minimum credit score of 620 is needed for loan options with less than 5% down. Get an official Loan Estimate before choosing a loan.Ĭredit scores: When you pick a credit score range in "Customize your info", we use the following score in each range to estimate your loan options: Excellent–740, Very Good–700, Good–680, Average–660, Fair–640 and Other–619. Your actual rate, payment and costs could be higher. Payments shown do not include taxes, homeowners insurance, or mortgage insurance (if applicable). APR shown includes the customer paying approximately 1 point at closing, which is generally 1% of the loan amount, and does not include other finance charges you may be required to pay. Other restrictions and limitations apply.ĪPR: APR shown is estimated as of the date you get your loan options in the calculator and may vary, as rates can change daily. Not all products are available in all states or for all amounts. Rates, program terms and conditions are subject to change without notice. All home lending products are subject to credit and property approval.
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And they do not export in the file’s metadata. This feature is terrific!įor example, you can search “sunrise.” And pictures of sunrises appear even if they are not keyworded.īut it is disconcerting not to see the keywords listed. In contrast, Lightroom uses AI (artificial intelligence) to automatically keyword images. Keywording in Lightroom Classic is more customized. The HDR and Panorama merge features are basic. These features are used when sharpening and making selective edits.Īnd now Lightroom and Lightroom Classic both have photo merge tools. This keeps my workflow similar to Lightroom Classic.įor instance, masking features have been added. Some previous missing elements in Lightroom have now been added. For instance, to access presets, click the Preset button in the Edit panel at the top right.Ī second column opens to the right of your image. In Lightroom, extra features are located in optional panels. The Crop tools in Lightroom Classic (left) vs Lightroom (right) This is a great time-saving feature in Lightroom Classic. It is unclear if selective edit presets can be saved in Lightroom. And selective edit tools are similar across both versions. The Spot Removal tool is called Healing Brush in Lightroom. But you can no longer draw a line across a horizon to straighten an image. The Crop tool includes helpful quick-flip options. In Lightroom, they are on the right side. The Crop tool and presets for selective edits are in the Basic panel in Lightroom Classic. Restructured Lightroom Color and Effects panel (right) Transform tools are now in the Geometry panel. The tools in the Lens Correction panel are in the Optics panel. In Lightroom, the HSL/Color panel is Color Mixer. Some tools and panels also have new names. In Lightroom, these tools are in the Effects panel, along with Vignette and Grain. Texture, Clarity, and Dehaze are in the Basic panel in Lightroom Classic. To some photographers, the new organization makes more sense. Individual tools may be in different panels. In Lightroom Classic’s Develop module, the panels are: Some tools have new names and are organized differently.Ĭlick the icon with three horizontal lines at the top right of Lightroom. The two programs now have almost identical features. With each version of Lightroom, Adobe adds more tools. The editing tools are in the upper right. The tools from the Library module are on the bottom right toolbar. ![]() Lightroom simplifies the Library and Develop modules. Most photographers do not miss the Map, Book, Slideshow, Print, and Web modules. The module organization system in Lightroom Classic is missing from Lightroom. When importing images, the Lightroom version has some missing metadata features.Ĭompare catalog structure for Lightroom Classic (left) and Lightroom (right) This is one of the primary differences.īoth programs have access to the Creative Cloud. You store your photos in the cloud rather than on physical media. In Lightroom, Add Photos replaces Import Photos. The layout of the desktop and the location of the tools is different. Import and Catalogįirst, the programs look different. But some features are different by design. ![]() Adobe has added most of these tools in later versions. They share features but are not the same.Īt first, Lightroom did not have as many tools as Lightroom Classic. So let’s compare them.īoth Lightroom and Lightroom Classic are desktop programs. They are available across all versions of the program. You can sync Collections created in Lightroom Classic to the cloud. But Lightroom Classic remains popular, and Adobe continues to support the program. The new program was cloud-based rather than desktop-based.Ĭloud-based software was the future. When Adobe released Lightroom, they appeared to be moving in a new direction. Screenshot of Lightroom Classic Develop module Lightroom vs Lightroom Classic Let’s start by comparing the two desktop versions of Lightroom. The Adobe Creative Cloud Photography Plan includes all the programs we discuss here. To use Lightroom, subscribe to a Lightroom plan with Adobe. These programs all use Adobe Creative Cloud. Since then, Adobe has caused some confusion with new releases and name changes. Background of Lightroom vs Lightroom ClassicĪdobe released Lightroom in 2007. ![]() There are different versions of Lightroom, each with its strengths and advantages. But Lightroom does not refer to a single application. We also take a look at the mobile app and browser-based versions.Īdobe Lightroom is one of the most popular software choices for post-processing. In this article, we will compare Lightroom vs Lightroom Classic. If you receive the "Java is not recognized" message, replace "java" with its file location. Or you could use this server start text instead: If the server start text doesn't work then try renaming the SERVER_FILE_NAME to 'SERVER_FILE_NAME.jar' without the apostrophes. Save game data to Dropbox (world data only)ĮmbedVideo is missing a required parameter.Playing and saving Minecraft on a thumb drive with the old launcher.Playing and saving Minecraft on a thumb drive.Joining and leaving the Bedrock Edition beta program.Joining a LAN world with alternate accounts.Crops (Beetroot, Carrot, Potato, Wheat).Surviving in a single area indefinitely.Gathering resources on peaceful difficulty.If you receive the "A problem occured running the Server .InvocationTargetException" message, try downloading and installing JRE 8 and point to it's destination on run. "C:\Program Files (x86)\Java\jre7\bin\java.exe" -Xmx1G -Xms1G -jar FORGE_FILE_NAME.jar -nogui You can give the server more memory by changing the 1024 to a multiple of 1024 Java -Xmx1024M -Xms1024M -jar SERVER_FILE_NAME.jar -nogui This tutorial is intended for Windows users, but may be of some use to users who use other operating systems (Mac, Linux). Now you can launch Forge server by double clicking "forge-version-xx.xx.x." or using the command below. Once you started vanilla server (don't forget to change EULA), install Forge and you are done. If you get an error about "There are already files at the target directory", click on the three dots to choose the current location of your Minecraft server (the video shows this). The vanilla server can be downloaded in its respective page. If you get an error about "Downloading Minecraft server failed, invalid e-tag checksum.", you will need to install a vanilla Minecraft server and then run Forge installer. Java -jar forge-x.xx.x-installer.jar -installServer If you're installing Forge on a headless server with no graphical interface, run the following command in the directory where you downloaded the jar installer (replace "x.xx.x" with the correct version number for the installer you downloaded): Once downloaded, launch it and choose option "Install server". Reason: Verify: Does this still apply to 1.17+? Text version įirstly, you need the Forge installer, which can be downloaded from the official Forge download page. Please update this section to reflect recent updates or newly available information. ![]() Click on the first start date in your table and drag your cursor down to the last start date. In the Edit Series window, to the right of the Series values, click on the arrow pointing up and a smaller Edit Series window will appear. Set the Series values to the cell range that contains the task start dates. Note: If you select the cell with the title and then change it later on, the Series name will change along with it.īut, if you type up the name and then later change the title of the column in the spreadsheet, the name will remain the same.Ĥ. To do that, click on the empty field next to Name. Here, we’ll set the Legend Entries to task start dates and durations.Ĭlick on the plus button in the Legend entries (series) section to add the range of start dates first. This opens the Select Data Source dialog. Let’s populate the chart with our task data. The new chart will be a block of white space, like this: Step 3: Add start dates to the chart Next, click on Insert tab > Bar Chart > Stacked Bar Chart. ![]() Instead, we’ll create one using a stacked bar chart. Here’s a sample worksheet for a simple construction project: Step 2: Set up a stacked bar chartĮxcel does not come with an inbuilt Gantt chart template. Each task should be defined with a task name, start date, and duration (the number of hours, days, weeks, or months it’s going to last). Add the columns for your project tasks.It takes eight steps to make a Gantt chart in Excel. Let’s get into it! How to Make a Gantt Chart in Excel: Step-by-Step Guide Make a Gantt chart in Excel in eight steps.If you’re interested in functionality rather than the look of your Gantt Charts, read on to learn how to: And the charts aren’t great looking.īut even though Excel doesn’t create the prettiest charts, it helps you get the job done. It isn’t easy and quick (as you’ll see next). Although it comes with limitations, creating a Gantt Chart in Excel is still the go-to charting method for many professionals. ![]() ![]() ![]() The spreadsheet includes most items in the family household budget. Since the text is editable, the free budget printables can be used for any purpose. Spreadsheet: Monthly Budget Planner Excelįree printable budget planner for your home or work budget. We offer a simple monthly budget template in different formats, including Excel, Google Sheets, Word, Google Docs, PDF, or as an image. You can print 12 copies and make a DIY budget book for an entire year to create a monthly budget planner. Use our free monthly budget template to calculate your expenses and income over a one-month period. It is much easier to edit an existing template than to start from scratch. ![]() If you need to edit it, then add lines or cells. If you found everything you want, then you can stop here. Each budget spreadsheet template is totally customizable and editable. Select one that is closest to the format you want. There are many different formats and layouts. Select a budget tracker printable from the selection below. If you don’t have enough set aside to do what you want, a spreadsheet makes it easy to move numbers around to see what you need to do to get there.Free Budget Sheet Template How to Make a Budget Spreadsheet Your outline will give you an idea of the types of things you can afford to do during your retirement. Create a budget sheet to outline your retirement that includes monthly bills, cost of living, and money for fun. Use a 401(k) calculator if you need to check your work. You can use this information to estimate how large your monthly dispersals will be. A worksheet that’s set up properly with the right equations will make it easy to create financial projections five, 10, and even 20 years down the road.Īnyone who’s contributing to a 401(k) retirement plan can check their balance and projections for how much money they’ll have. Play with the numbers to see how things change if you don’t save as much or start to ramp up your savings. But you can also use your sheet to plan for the future. You can input your income and expenses to help see where your money is coming and going in real time. Whether you’re planning to spend your free time traveling, perfecting your favorite hobby, or reading on the back patio, you can make room for whatever you plan to do by building your retirement budget on a spreadsheet.Ī retirement budget worksheet is an easy way to manage your money on a day-to-day basis. Additionally, you’ll also get a chance to plan the fun you want to have during retirement. You’ll see what you can and can’t afford while working to stay on track for an early retirement. You can make room for your fun more easily by putting it in your budget. The last thing any of us wants is to make life all work and no play. You’ll see how diversifying your money can help to grow your money faster while providing a level of comfort and security. There are also templates available that make it easier for you to get the appropriate equations in place without trying to toy around with complicated math. You can build your own sheet that has equations set up to account for spending, saving, and interest that show how your money can grow over the years. Spreadsheet software is a great way to plan for the now and well in the future. Are you looking to see exactly how much you spend on fast food or entertainment? Include a section that tracks spending in these areas every month, year, or however you want to break it down. Track your incoming and outgoing expenses with a budget worksheet that can be as broad or specific as you want it to be. We put it toward bills, savings, food, and other expenses on payday, and then we’re left with a fraction of what we thought we should have. Sometimes it feels like our money goes out as fast as it came in. Make better decisions backed by data and insights Learn More |
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